Have questions? Call us: 1300 354 788

Summary of Payment Assistance Policy

This is a summary of our Payment Assistance Policy. For further details, see the full policy here. You have a right to apply for financial hardship assistance both in the:

  • short term (up to 3 billing cycles); and
  • long term (3 or more consecutive billing cycles).

Financial hardship assistance is free of charge.

List of Contents:

What is financial hardship?

Financial hardship means a situation where:

  • you are having difficulty paying your Flip bills, including due to:
    • illness;
    • unemployment;
    • insufficient income;
    • domestic or family violence;
    • a death in the family;
    • personal or family circumstances;
    • a natural disaster;
    • unexpected events or unforeseen changes; or
    • other reasonable causes; and
  • you believe that you will be able to get back on track with your payments if, together, we agree, and implement a payment plan or other type of financial hardship assistance under this policy.

Options for assistance

Options for assistance that we offer may include:

  • extensions of time for payment;
  • payment plans;
  • transferring you to a different telecommunications product;
  • applying a credit to your account;
  • discounting a bill charge; or
  • offering a free non-automatic payment method.

Applying

You can apply for financial hardship assistance from us by:

Complaints

To make a complaint to us about a decision in relation to your application, please contact us by email, post or telephone at the contact details above.

If you are not satisfied with the outcome of your complaint, you can escalate your complaint to the Telecommunications Industry Ombudsman at tio.com.au/complaints or by calling 1800 062 058.

Support Services

You can contact free and independent financial advice, counselling and support services, including the:

Need more support? You can access:

  • Moneysmart, which offers free, independent guidance so you can make the most of your money:
  • CreditSmart, which offers free information and guidance so you can better understand credit and make informed financial decisions:
  • MyGov, which offers services and support to help if you’re in a financial emergency or facing challenges managing your money:
  • MyAgedCare, which offers financial hardship assistance if you are eligible: